投資者總是在創(chuàng)造一些好的想法。它們可能不是新想法,，也可能只是舊模式的不同呈現(xiàn)方式，但好想法是讓生意持續(xù)不斷的原因。是好想法,，而不是錢。

但是一些起初看起來還不錯的想法，結(jié)果卻適得其反。很多事情都會畫蛇添足。可能是人本身與理念的不匹配。也有可能是缺乏研究或法律影響導致的問題。

那么,，怎么樣去防止這些潛在的問題呢,？以下羅列一些特征:

1. 存在很多未知數(shù)

如果向你提出的想法存在很多未知因素,，那必須要小心了,。在生活和生意中,，你只能控制的因素有限,。如果有太多的因素無法計算或預測，那么你應該多留意,。

房地產(chǎn)市場就是個很好的投機例子,，但是有堅實的歷史數(shù)據(jù)為基礎,。我們不知道未來十年會發(fā)生什么，但是我們可以通過研究和觀察之前發(fā)生的事情得到一個好的預測,。這就是為什么好的房地產(chǎn)投資可靠切有吸引力。但是如果你不能研究某個想法,，或者有太多的因素超出你的控制，那么要小心行事。

2. 時間很倉促

如果你感覺有的機會只在有限的時間內(nèi)對你開放,，那么必須小心,。永遠不要該被迫投資,，如果你感到在短時間內(nèi)搶購某樣東西有壓力，那么懂得舍棄。如果是真的機會,，你應該有時間去審視它,?？纯此欠裰的愕难瑰X,。否則，可以直接放棄。

3.存在高風險

高風險投資通常被視為賺錢的捷徑,，但它們也是損失錢的最快方式。

當你即將退休的時候就是很好的時機，將養(yǎng)老基金投資轉(zhuǎn)移到低風險的股票上,。這時如果你損失了很多錢,，你就沒有時間去挽回損失。如果你剛剛二三十歲,，你的退休金很可能用于投資高風險基金。

永遠不要在沒有備用計劃的情況下投資高風險的項目,。例如,，如何在公司破產(chǎn)時收回投資,。永遠不要賭這樣的想法會起作用,。

4. 好得令人難以置信的想法

有些想法很好但是有如鏡花水月,，這句話在商界尤其適用,。最有價值的都來之不易,，你必須努力工作,，變得聰明才能變得富有。

任何改變都會有所犧牲,。如果一項投資沒有任何風險,，沒有任何犧牲或努力，卻能回報你一切需要的回報,，那么你必須懷疑它的真實性,。

5. 你的直覺

直覺的判斷是絕佳燈塔。大多數(shù)人都曾經(jīng)有過一種直覺,，不管是好的感覺還是壞的感覺,。有時候我們會忽略這些感覺,，但是當你有這些時刻的時候,，應該相信你的直覺。

以上建議并不是要讓你變得憤世嫉俗或過于謹慎,。目的是提醒大家，得到一個好機會非常難,，這也就是為什么他們?nèi)绱颂貏e,。所以，三思而后行,，在投資前三思!

5 ways you can tell if something is a bad investment idea?

Investors are constantly on the look-out for great ideas.

此文章出于 

<July 16 2019>

They may not be new ideas, they could simply be a new take on an old format, but a good idea is what makes business go around. 

Not money, but good ideas.

Unfortunately, some ideas that seemed like good ideas at first turn out to be bad ideas.

There are many things that make an idea bad.

It could be the mismatch of the people and the idea itself.

It could be a lack of research or it could have legal implications that could cause problems.

So what are some of the signs that an idea is a bad one?

Here are a few:

1. THERE ARE LOTS OF UNKNOWNS

If the idea that is being pitched to you has a lot of variables then watch out. 

You can only control so much in life and business, but some ideas are safer than others.

If there are too many things that can’t be accounted for or predicted you should be concerned.

The property market is an excellent example of speculation that is grounded in solid historical data.

We don’t know exactly what it’s going to do from one decade to the next, but we can get a good idea from doing research and looking at what’s happened previously.

That’s what makes good property investment reliable and attractive.

But if you can’t research the idea, or there are too many factors beyond your control, then tread carefully.

2. EVERYTHING IS HURRIED

If the idea that you’re being asked to invest in is open to you for a limited time only, be careful.

You should never be forced into investing and if you’re feeling pressured to snap something up within a short period of time, then that should raise alarm bells.

If it’s a genuinely good idea, you should be allowed the time to interrogate it.

To see if it stacks up and is worth your hard-earned cash.

Otherwise, walk away.

3. IT’S HIGH RISK

High-risk ventures are often seen as a fast-track to making money, but they’re often the fastest way to lose it.

There’s a good reason that superannuation funds move their investments to lower-risk stocks when you’re approaching retirement.

If you lose a lot of money, you won’t have time to recover it. 

If you’re in your 20s and 30s, your superannuation is likely to be invested in high-risk funds.

The lesson here is you should never invest in a high-risk project without some sort of back-up plan as to how to recoup that money should it all go belly-up.

Don’t rely on it working.

Presume it won’t.

What would you do then?

Some ideas are just too risky.

4. IT SEEMS TOO GOOD TO BE TRUE

That old saying, “If it seems too good to be true, it probably is” is especially true in business.

I’ve written in the past how nothing worthwhile comes easily, you have to work hard to become wealthy and you need to be smart.

There is no change without a sacrifice of some kind. If an investment offers the world, without any risk whatsoever or any sacrifice or effort on your part, then you have to wonder whether it’s too good to be true.

5. YOUR GUT SAYS SO

Our instincts are excellent beacons of what’s right and wrong. 

I’m sure most of you at one time have had a gut feeling about something, whether it be a good feeling or a bad one.

Sometimes we override these feelings, but it’s important to trust your gut when you have those moments.

The above advice isn’t intended to make you cynical or overly cautious.

But it is designed to remind you that a good idea is hard to come by and that’s what makes them so special.

So think twice, and look before you invest!